PunkGuy, this is fantastic – your water looks real!! And I love the face.
Since you asked for C&C, I would mention that the top edge of the upper lip is completely outlined; the rest of the painting does not have this feature, and so the upper lip looks flat and pasted-on, since it’s inconsistent with the other areas of the painting. You can soften that top line in some places, and it will look like a more natural top ridge of that upper lip. You did wonderfully defining the nose, with only a couple of small suggestions of a line for definition, and can do the same with the upper lip.
Cathy