My thanks for the kind words Natalie and the greetings as well. They are much appreciated.
While at the Market today, I set the cam for Anne at: Flash and Cam EV'S both at MINUS 1.33 and gave Anne the cam. She wanted to try.
Here is the result of both EV'S at MINUS 1.33 The skin color is very accurate here too. I used 5500 K for my WB (Flash).
I think I will use Cam and Flash at MINUS 1 or 12.33 for Flash inside or outside (shadow fill and all). If I use the flash - (inside or outside to start) I will use 5500 K WB with this setting.